Welcome to SJE Financial Services Ltd

We pride ourselves in acting only in your best interests.

Welcome to SJE Financial Services Ltd

As completely independent mortgage advisers we act solely on your behalf.


Please be aware:  We have had reports of a scam investment firm that has be posing as Julia Earle trading as Alpha Capital. Please note that this firm has nothing to do with us and is on the FCA warnings list.

SJE Financial Services Limited, are independent mortgage advisers based in Workington, Cumbria, who specialise in providing you with friendly professional mortgage advice from across the whole of the mortgage market, we are not tied to a panel or estate agent.

You need to be sure that the mortgage you choose is the right one for you. By contacting us, you can be certain that the mortgage we select will best suit your requirements.Once we have selected the right mortgage we will keep you informed every step of the way and will pro-actively chase the lender and liaise with your solicitor, taking the stress away from you, so that you can concentrate on your move.Contact us we can advise which mortgage is best for you.We are not affiliated or tied to any bank or building society and have choice across the whole market place.Call us to discuss any aspect of mortgage advice. One of our professional, friendly advisers will be happy to discuss your needs.The overall cost for comparison is 5.3% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. You may have to pay an early repayment charge to your existing lender if you re-mortgage. There may be a fee for mortgage advice. The precise amount will depend on your circumstances, but we estimate that it will be £299. You have the option to pay us a fee and receive any commission which we are paid by the lender. If you choose this option, we estimate that the fee will be 1% of the loan amount ie. for a loan of £100,000 our fee would be £100,000 x 1% = £1000.YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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