Stephen Earle is the Managing Director of SJE Financial Services Ltd.
He is an Independent Mortgage Broker with over 16 years experience in financial services. Over this time, he has built a reputation from listening to what our clients want and carefully guiding them to achieve their objectives, whether its purchasing their home, remortgaging or helping seasoned investors build and maintain their buy to let portfolio in the most cost effective manner.
We are very much a “hands on” brokerage and are happy to meet and speak with clients throughout the day and weekends.
We have very experienced backroom staff that provides full back up to make the transaction as pain free as possible.
So what does Whole of Market really mean;
You may have your own adviser and that’s fine, however, 1 question to ask him or her;
“Are you Whole of Market?”
This means ‘will it look at all the UK’s mortgage lenders to pick the best for you?’. Some brokers are whole of market; others operate off a small panel of lenders as that way their commission rates tend to be higher.
SJE Financial Services Ltd. is a genuine “Whole of Market” Mortgage adviser with access to over 15000 products (true as of 17th April 2008) including many exclusive deals from High Street lenders that are not available direct.